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Mutungo Agaliawamu Womens Group
In this Group: Sarah*, Jane*, Adiya , Betty, Rebecca, Fatuma, Robert, Joyce, Beatrice, Mangadalena, Monica
* not pictured
Adiya is a 42-year-old lady, a member of Mutungo Agali Awamu Women’s group and a widow whose husband was murdered in 1998. She has five children, three of whom go to school.

Adiya operates a small restaurant out of which she earns a living for her family. She started this job after her husband passed. Adiya’s major clients are 'boda boda' cyclists (motor bike riders), builders, and passersby. Adiya took out her first loan of five hundred thousand shillings which she utilized efficiently and she was able to put up another business selling charcoal that has supplemented her income. However, she is requesting another loan to stock rice, beans and corn flour for her restaurant.

Her dream is to build a decent home for her family, expand her businesses, and to see her children successfully finish school. Her major challenge is lack of enough capital which slows down the growth of her business and this does not only affect her business but also her family’s standard of living since she is the breadwinner.

Adiya is very hardworking, sociable and honest. She will use the loan to buy rice, beans and corn flour for her restaurant and also some charcoal for the charcoal business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 131
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,556.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Mutungo Agaliawamu Womens Group's $1,675 loan helped a member to buy rice, beans and corn flour for her restaurant and charcoal for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 15, 2013
Currency Exchange Loss:
Sep 20, 2013