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Bernarda is a Kubo.financiero borrower. This is his story:

My name is Bernarda, I am 54 years old. My husband died 16 years ago, so I had to take care of my five children, which have grown and now they work on their own.

I own a house and all my savings are in the business, I have two locals in a market called Jamaica, I have work extremely hard to provide for my family and leave them with some assets. I will like them to follow me in the business and continue with the tradition of selling corn products, which is a very old mexican tradition, like selling nopal ( a type of cactus).

My project is called: "Jamaica Vive" which means Jamaica lives. I called it that way, because my food stall is located in the Jamaica Market, and I believe that with the refurbishing, I will be able to improve the image of my business and attract more clients.

I work buying and selling crude corn. I also cook different products made of corn such as: esquites, corn pie, corn on the cob, etc.

I started my business 35 years ago, my husband had a local in the Jamaica market and now I have two. I work in one and my daughter works in the other one.

My biggest accomplishment has been providing stability for my kids.

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.

About Mexico

  • $15,600
    Average annual income
  • 46
    View loans »
    Mexico Loans Fundraising
  • $22,524,600
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Bernarda to refurbished her food stall, fix gas pipes and paint and buy new grills.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 9, 2013
May 9, 2013
Currency Exchange Loss:
May 19, 2014