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Yessenia Del Carmen
Yessinia del Carmen is 37 years old and the single mother of a minor son. She came originally from Managua, located in the country's central region. In her free time, she likes to enjoy the company of her small son. Sadly, for lack of economic resources, she could not pursue a university career. But she would have liked to study clinical bio-analysis. For that reason, she must struggle daily in order to assist and offer her son a better future.

Thanks to her spirit and desire to get ahead, Yessinia's economic activity is selling cosmetics such as body cream, lip stick, children's colognes, blush, eye pencils and shadow, shampoo, talcum powder, and nail polish, among other items. Yessinia dedicates at least 10 hours a day to her business. The purpose of her loan is to invest in new inventory for her business, so that in the near future, she may earn better income.

Yessinia del Carmen is grateful for the help offered by Kiva lenders to people of scarce resources in poor countries like Nicaragua, helping provide a worthy source of work.
View original language description ↓

Yessenia del Carmen de 37 años de edad, madre soltera con un hijo menor de edad. Es originaria de Managua, lugar que está ubicado en la zona central de la región. En sus ratos libre le gusta disfrutar mucho en compañia de su pequeño hijo. Lamentablemente por falta de recursos económico no pudo cursar una carrera universitaria pero, le hubiera gustado mucho estudiar bioanalis clínico. Lo cual luchar día a día para ayudar y brindarle un futuro mejor a su hijo.

Gracias a su espíritu y sus ganas de salir adelante tiene por actividad económica l venta de cosméticos como crema de cuerpo, pintura labiales, colonias de niños, rubor, lápiz de ojos, sombras, shampoo, talco, pintura de unas entre otros. Ella dedica a su negocio unas 10 horas diarias. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio, para que en futuro no muy lejano pueda obtener mejores ingresos. Yessenia del Carmen agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Yessenia Del Carmen to invest in buying and selling cosmetics such as skin cream, perfume, lip stick, base, blush, eye liner, and talcum powder.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 29, 2013
Jun 1, 2013
Currency Exchange Loss:
Oct 17, 2013