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The client lives with her husband and two children in their own house. She makes a living selling sweets such as alborotos (a sweet snack made from sorghum, similar to a popcorn ball), canned coconut, canned tamarind, etc. For several years, she has been doing this on foot in the colonies near her place of residence.

With the income she obtains she has been able to get ahead with her family. She is requesting a loan that will allow her to be able to buy more of the merchandise mentioned above, since she has a large clientele because her products are very high-quality. In this way she can earn a better income in order to have a better life with her family.
View original language description ↓
La clienta vive con su esposo y sus dos hijos en casa propia ella se dedica a la venta de dulces como: alborotos, conserva de cocos, conserva de tamarindo, etc. desde hace varios años lo hace de forma ambulante en las colonias que estan cerca de su lugar de residencia con las ganacias que obtiene logra salir adelante con su familia. La clienta solicita un credito que le permita poder comprar mas mercaderia mencionada anteriormente ya que tiene mucha clientela porque sus productos son de muy buena calidad y asi pueda obtener mejores ganancias para tener una mejor vida con su familia.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped this borrower to buy sweets (canned coconut and tamarind), etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 22, 2013
May 14, 2013
Currency Exchange Loss:
Mar 17, 2014