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Vilma Susana
Vilma lives in Guayaquil. She opened her store at the time she moved to a new house since she wanted her business to be in the same location. Vilma sells basic necessities in her store such as canned goods, grains, and sweets. She works with the help of her husband and son. Her difficulties include dealing with the competition from other stores. Vilma is married and her husband works occasionally as a bricklayer. They have grown children.

With this loan, Vilma will buy rice, sugar, and a few shelves. Her dream is to grow her store and to become a distributor.

View original language description ↓
La clienta Vilma vive en Guayaquil. Ella empezó su tienda cuando se cambio de casa y fue hay que puso el negocio por su ubicación. En la cual tiene una tienda con viveres de primera necesidad donde vende enlatados, granos, confites.

Ella trabaja con ayuda de su esposo y su hijo. Sus dificultades es la competencia de tiendas. Está casada y su a veces trabaja de albañil, tiene hijos mayores de edad.

Con el préstamo quiere comprar arroz, azúcar y unos anaqueles. Su sueño es que la tienda crezca y poder tener una distribuidora.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Vilma Susana to buy rice, sugar, and a few shelves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 11, 2013
Currency Exchange Loss:
Jun 7, 2014