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Victor Alfredo
Victor is a 20 year old man who is single and lives in the city of Ica with his parents and siblings. He is a very friendly, hardworking, and enthusiastic person with a great will to overcome problems. Unfortunately, because of a lack of economic resources, and because he had to work from a very young age, Victor was not able to pursue the culinary degree that he wanted. In his free time, he likes to play soccer with his friends and he sometimes cooks a delicious Carapulcra con Sopa Seca (a local dish of dried potatoes and meat with sauce served with pasta and soup) to share with his family.
On his own initiative, and with much determination and dedication, Victor works as a chef's assistant in a restaurant in the city. He works chopping vegetables, washing plates, serving food, and other tasks, and can work for about 11 hours. Victor believes that he is doing well because of his good performance and for the kind way that he treats others.
Victor is very grateful to the Kiva lenders as, thanks to the help they have offered, he will be able to buy a refrigerator which will enable him to be able to preserve his food and drinks. Victor will keep working and striving to achieve his great dream to be a chef.
View original language description ↓
Victor es un hombre de 20 años, es soltero, vive en la ciudad de Ica con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Victor no pudo ha podido estudiar la carrera profesional de Gastronomía que desea, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Victor trabaja como ayudante de cocina en un restaurante de su ciudad, el trabaja picando verduras, lavando servicios, sirviendo alimentos y otras labores, y puede hacerlo por un aproximado de 11 horas, Victor cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Victor se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una refrigeradora, la cual le servirá de mucho para poder conservar adecuadamente sus alimentos y bebidas, así pues Victor seguirá trabajando y esforzándose para lograr su gran sueño de ser un gran Cheff.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD