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Jose Luis
Jose Luis is married and has two children who are in school. They live in a home under an "anticrético" (anticresis) arrangement. The house is located in the Llojeta zone of the city of La Paz. He currently works independently doing electrical and telephone installations. He does this work for over 8 to 10 hours a day. He does not have any medical insurance, which he should, since the work he does is very dangerous and with the little that he earns he needs to cover the food, education, and basic services expenses for his family.

He needs this loan to purchase an encyclopedia for his children who need it for their studies. He does not have the money to buy it. Jose Luis dreams of improving his income and being able to acquire a larger home in anticresis in order to be able to provide greater security and comfort to his family. This is the fifth time he has requested a loan with IMPRO, and the second with KIVA.
View original language description ↓
Jose Luis, es casado y tiene dos hijos que están en etapa escolar, viven en una habitación en anticretico, la casa se encuentra ubicada en la zona Llojeta de la ciudad de La Paz.
Actualmente trabaja de forma independiente realizando instalaciones eléctricas y telefónicas por más de ocho o diez horas al día y tampoco cuenta con el seguro médico que debería ya que el trabajo que realiza es muy peligroso y que con lo poco que gana debe cubrir los gastos de alimentación, educación y pago de servicios básicos de su familia.
El crédito lo necesita para comprar una enciclopedia para sus hijos ya que la necesitan para sus estudios, y no cuenta con el dinero necesario para poder comprarlo.
El sueño de Jose Luis, es mejorar sus ingresos y poder adquirir una casa en anticretico más grande para dar más seguridad y comodidad a su familia
Es la quinta vez que solicita crédito en IMPRO y la segunda vez junto a KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Luis to purchase an encyclopedia for his children who are in school.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 12, 2013
Currency Exchange Loss:
Dec 17, 2013