A loan of $5,700 helped a member to buy four bales of empty shopping bags from a supplying factory.

Twanzane Group's story

The borrower, named Luvao, is a single woman who lives alone. She is the representative of the Twanzane credit group and a very ambitious entrepreneur, who seizes business opportunities. She is also the mother of six children who all have degrees and have now established their own families.

Luvao is 53 years old. She started her business when she was young, using her own funds. For lack of means, she never attended school. She now sells empty shopping bags, buying her supplies in Kampala, Uganda. She has good business relationships with industrial companies such as Mkono, Polisac, Oska, Polipak etc., which supply her with her merchandise.

Luvao has a store in the city of Goma. Competition and a small capital are her major challenges for the development of her business.

Luvao will use this new loan to buy four bales of empty bags from a factory in Uganda.

In the future, she is planning to finish building her house, which is still under construction. She is extremely grateful for the support that the microfinance institution Hekima provides to small-scale entrepreneurs.

In this group: Luvao, Kahanduka, Kitambala, Bauma

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Translated from French by Kiva volunteer Sophie Narayan

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Loan details