Ayoub is Ugandan, aged 55 and married to Jackline. They have 10 children ages 27, 25, 23, 21, 19, 17, 15, 13 and 9. Five attend school. The family also has a house keeper who is a dependent.
Ayoub has a retail shop business where he sells beans, soap, rice, maize and other items. He serves clients who live around his neighborhood, and he operates his shop six days a week, 13hours daily. Ayoub started his business in 1992. He generates additional income through agriculture, mainly maize, and through rentals.
Ayoub wants a loan of 1,500,000 to buy more items like sugar and salt to resell. His dream is to expand his shop, however he faces a challenge of competition.
He is honest and shrewd in business and would like to thank the lenders.