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Lan's Group
In this Group: Lan, Huong
Lan was born in 1965. She has two children. Her son is a worker and her daughter is in high school. Her husband is a building worker, and his income is about 4,000,000 VND. She is a farmer, as she has been for 20 years. She earns 3,000,000 VND a month. The total earnings of her family are about 7,000,000 VND per month. She has taken part in SEDA's loan program since 2012. In her last loan cycle, Lan borrowed 5,014,000 VND and repaid the loan on time. In this loan cycle, she wants to borrow 6,322,000 VND to buy more seeds and plant flowering peach trees. She wants to improve her family's living standards. The other member of Lan's Group is Huong, 38 years old, who wants to borrow 6,322,000 VND to plant a peach tree.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 65
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,911.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Lan's Group's $625 loan helped a member to buy more seeds and plant flowering peach trees.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 12, 2013
Currency Exchange Loss:
Apr 16, 2014