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Jamilya lives in the Shahrituz region of Tajikistan. She is 42 years old, married and is the mother of five girls. Jamilya is a very hardworking and industrious woman. She works at a number of jobs so that her family doesn't want for anything. She works as the director of a rural school. At the same time, she farms, and feeds her family with the foods she grows. Now, Jamilya is asking for a loan to start a new business. She wants to begin working with livestock since it is not that difficult and is very profitable. This loan will help her buy a cow and its feed.
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Чамиля жительница района Шахритус. Ей 42 года. Она замужем и является матерью пятерых девочек. Чамиля очень трудолюбивая и усердная женщина. Она работает на нескольких работах, чтобы ее семья ни в чем не нуждалась. Чамиля работает директором в сельской школе. Одновременно она занимается сельским хозяйством, и обеспечивает семью за счет земледелия. Сейчас Чамиля запрашивает кредит для начала нового бизнеса. Она выбрала сферу животноводства, так как это дело не требует тяжелого труда и прибыльнее. Чамиля берет кредит для закупа крупно-рогатого скота и его корма.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Jamilya to buy a cow and to buy feed for it.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 14, 2013
Currency Exchange Loss:
Oct 17, 2013