Nha was born in 1975. She has two children who are studying at high-school and primary school. Her husband is a constructional worker. He earns about 4,000,000 VND per month. Nha grows rice and raises bees to earn a living. Her income is about 3,000,000 VND. She has done this job for 15 years. Her family’s total earnings are about 7,000,000 VND per month.
She has participated in SEDA's credit program since 2003. In the last cycle she borrowed 8,938,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 10,246,000 VND to raise bees and to sell honey. She wants to raise her children well and complete her house construction.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.