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Meet 29-year-old Rugiatu from Torkpoi town Bo, Southern area in Sierra Leone. She is married with children between the ages of three and nine. Two of her children are currently attending school. In 2005, Rugiatu established her palm oil business. She began her business because she wants to create a permanent source of income to support the home. She works at the business six days per week and 10 hours per day. She says that the main challenges to her business are that sometimes the purchasing power of customer is very low and market competition.

Rugiatu requires a loan in order to purchase more gallons of palm oil and beans. She hopes that the extra income from this loan will allow her to increase her business and take good care of her children. In the future, Rugiatu plans to open a big palm oil store. She thanks you for your support.

Additional Information

About BRAC Sierra Leone

This loan is administered by BRAC Sierra Leone. BRAC, the world’s largest NGO, takes a multi-dimensional approach to attacking poverty through offering a comprehensive range of programs in the realms of microfinance, capacity building, livelihood development, health, education, and social justice.

BRAC Sierra Leone plays a large role in providing economic empowerment to communities that lack access to the financial mainstream. BRAC Sierra Leone offers small enterprise loans to men and women who desire to expand their small businesses, generate employment opportunities, and provide new services. More information can be found on BRAC Sierra Leone’s Kiva Field Partner Page.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,328.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Rugiatu to purchase more gallons of palm oil and beans.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 12, 2013
Currency Exchange Loss:
Feb 17, 2014