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The house in which Umida and her family live is very old and does not meet housing standards. However, since Umida is involved in farming and makes a small income, she has not been able to build a new house for many years.

Umida is married and raising five children. Her husband works as a handyman. Her children do not provide an important source of income yet.

Umida wants to build a new house with a new layout and all the amenities. She is requesting a loan of $700 to buy some building materials for the construction of her new house. She is awaiting your kindness and promises to repay her loan on time.
View original language description ↓
Дом, где живет Умида и ее семья очень старый и не отвечает стандартам жилья. Так как она занимается выращиванием сельхоз культуры и получает маленький доход, она не может построить новый дом в течение многих лет. Она замужем и на воспитании имеет 5 детей. Ее муж занимается услугой мастера по ремонту дома. Ее дети еще не имеют источник большого дохода. Она хочет построить новый дом по новой планировке со всеми условиями. Она запрашивает займ на сумму 700 долларов США для покупки строительных материалов для постройки нового дома. Она ждет вашу доброту и обещает погасить займ во время.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 214
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Umida to buy building materials to build a new house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 3, 2013
May 13, 2013
Currency Exchange Loss:
Dec 20, 2013