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Shumaila is a 41 year-old woman. She is a responsible, hard working and kind woman and lives in Lahore, Pakistan with her family. She has excellent embroidery skills. Her husband's income is inadequate to cover the household expenses. Therefore, Shumaila has been running a small home-based embroidery business so that she can help her husband to generate some amount of income to cover the family needs.

Shumaila has requested a loan amount of 25,000pkr from Kiva's partner BRAC Pakistan to purchase embroidery material for the shop, including threads, cloth, needles, colorful stones and buttons. She wants to save a sufficient amount of income for her children's education. She is thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shumaila to purchase embroidery material for her busniess.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 3, 2013
May 11, 2013
Currency Exchange Loss:
Mar 17, 2014