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Rath's Group
In this Group: Rath, That
Rath, 50, is married and lives with his family in a village of the Moung Russey district. He has eight children, two of whom are dependents and still in school. To make a living, he has been farming rice and planting sesame for several years. The current business earns his family about 8,000KHR per day.

There are two members in Rath’s group and they both are first-cycle clients with VisionFund. Rath, who is the leader, is leading his group to apply for a loan. He will use his portion to buy fertilizers for his farmland and will use a portion of it to spend on labor. He hopes to increase his family’s income from his current business so as to make a better living and keep his children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,986.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rath's Group's $525 loan helped a member to buy fertilizers for his farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 11, 2013
Currency Exchange Loss:
Apr 16, 2014