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Ivonne Liseth

Update on Ivonne Liseth

Ivonne is a very hardworking woman, and she is a mother who is dedicated to the wellbeing of her children, even though they are now grown. Her husband is a baker, and Ivonne cooks small food dishes that she sells as she travels all around her community. She uses the income she generates from this business to help provide for her family. Ivonne is requesting this loan in order to purchase construction materials for use in making improvements to her house.
View original language description ↓
Doña Ivonne una señora trabajadora, su esposo es panadero, ella madre que se preocupa por el bienestar de sus hijos aun siendo ellos independientes, doña Ivonne continua con su labor haciendo bocadillos los cuales vende por encargo y ambulante, a su edad recorre un largo camino para poder vender sus productos, con los que pretende salir adelante junto a su familia. Ella solicita el crédito para continuar levantando la construcción de su vivienda lo que ha venido haciendo por partes.

Previous Loan Details

Doña Ivonne, 45, sells bakery goods such as cakes and fritters from her home, located in a neighborhood in the capital. Her husband helps her make them and sell them. Together they have three children who study and work. They want their children to succeed and have a good quality of life. Ivon... More from Ivonne Liseth's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ivonne Liseth to purchase cement, blocks, sand and stone for a construction project on her house.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 10, 2013
Currency Exchange Loss:
Dec 17, 2013