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The client lives in her own home with her partner. She set up a shop in her home where she has been selling essentials for a number of years. She is an enterprising, honest and friendly woman. She wants to increase her shop's stock so as to attract more customers and continue to provide satisfaction for her existing ones. She is seeking a loan to buy a range of supplies such as eggs, oil, rice, sugar, milk, coffee, sweets, drinks, washing powder and other things which might appeal to her customers when they are shopping. As a result, she hopes to improve her quality of life.
View original language description ↓
la cliente reside en casa propia con su compañero de vida. ella posee una tienda desde hace varios años en su lugar de residencia tiene a la venta productos de primera necesidad. Es una mujer emprendedora, honesta y amable. Ella desea aumentar el inventario de su tienda con el fin de atraer a más clientes y mantener satisfechos a los que ya tiene. Solicita un credito para comprar variedad de insumos como: huevos, aceite, arroz, azúcar, leche, café, dulces, bebidas, detergentes, y otros productos que los clientes encuentren atractivos a la hora de realizar su compra y de esta manera espera mejorar su calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 737
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy sweets, pan dulce (bread with a sweet topping), coffee, milk, egges, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 14, 2013
Currency Exchange Loss:
Sep 19, 2014