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G.s Thelmo Ruiz#5 Group
In this Group: Floriselva, Maria Santos, Iris Yolanda
Floriselva is a very hardworking and responsible person who, along with her two children, lives in a town in the south of Honduras. She has, for the last five years, been making tortillas which she sells in the street in her town and in nearby villages. She needs a loan to buy more raw materials such as corn, lime and firewood, which she needs to make her products. Floriselva hopes that this loan will be of great help to her as it will enable her to obtain the supplies she needs to continue producing tortillas and, at the same time, boost her sales and use the increased income to improve her own and her family's lifestyle. Floriselva hopes to see her business grow over the next few years, which will enable her to support her family and allow her children to continue their education and become good people with better life prospects. María, who is 27, has been selling tortillas for 8 years and Iris, who is 28, has been selling plastic bags for 5 years.

Choluteca, Honduras – April 2013
View original language description ↓
La Señora Floriselva es una persona muy trabajadora y responsable vive en una comunidad al sur de Honduras junto a sus 2 hijos. Su negocio es la venta y elaboración de tortillas desde hace 5 años.
Doña Floriselva vende de manera ambulante en su comunidad y en los caseríos cercanos a ella, Necesita el préstamo para la compra de más materia prima como ser: maíz, cal y leña que necesita para la elaboración de su producto.
Doña Floriselva espera que este préstamo le sirva de mucho ya que gracias a este contara con lo insumos necesarios para seguir elaborando su producto y de igual manera que sus ventas aumenten para que gracias a esto poder mejorar un poco su estilo de vida y el de su familia en el hogar con el aumento de los ingresos.
Doña Floriselva espera en unos años que su negocio crezca y con esto poder apoyar a su familia parq que sus hijos continúen sus estudios y se conviertan en personas de bien y con mayores oportunidades en la vida.
Doña María tiene 27 años, su negocio es la venta de tortillas desde hace 8 años.
Doña Iris tiene 28 años, su negocio es la venta de bolsas plásticas desde hace 5 años

Choluteca, Honduras – Abril 2013

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $9,371,525
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of G.s Thelmo Ruiz#5 Group's $750 loan helped a member to buy corn, lime and firewood for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 8, 2013
May 10, 2013
Currency Exchange Loss:
Nov 17, 2013