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María Cristina
María Cristina lives in the southern area of the capital. She is married and has two small children who attend school. She has worked as a secretary at a university in the capital for two years.

María is requesting a loan through Kiva and Ceprodel to buy zinc sheeting and profiles to change the roof on her house. She feels this is necessary to do before winter arrives so water does not filter into the house.
View original language description ↓
La señora María cristina vive en una comarca situada en la parte sur de la capital es casada con dos pequeños hijos a su cargo los cuales están en edad escolar.

Se desempeña como secretaria en un centro de estudios universitario de la capital desde hace dos años.

Doña María solicita un financiamiento a kiva y ceprodel para hacer la inversión de compra de zinc y perlines para el cambio de techo de su vivienda ya que considera necesario para hacer ese cambio antes que entre el invierno para que no se le pase el agua a su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped María Cristina to buy metal sheeting and profiles.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 3, 2013
May 10, 2013
Currency Exchange Loss:
Jun 17, 2014