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Gerardo Manuel
Geraldo Manuel lives in the city and has been working at a university center as a driver for two years. He’s married and has three young children.

He is asking for a loan through Kiva and CEPRODEL so he can buy zinc sheets for his house. The winter is approaching and he thinks it necessary to provide more comfort to his family
View original language description ↓
El señor Gerardo Manuel vive en la cuidad trabaja en una centro de estudios universitario como conductor desde hace dos años, es casado con tres hijos pequeños .

Está solicitando a kiva ceprodel un crédito para la compra de zinc para su vivienda ya que con la venida del invierno lo considera necesario. para darles mayor comodidad a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Gerardo Manuel to buy building materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 10, 2013
Currency Exchange Loss:
Jul 18, 2014