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Donald José
Donald José is from Managua. He's single and has two children who are still in school. He has worked as a security guard in a state business for seven years. He's a person with good moral values.

Donald José appeared in the CEPRODEL office to request a loan to buy cinder blocks and cement and to pay for labor for an addition on a room. One of his dreams is to have a house with all the suitable features.

He trusts in God that the Kiva lenders will finance his loan through CEPRODEL. Only this way will he realize these dreams for his family's life.
View original language description ↓
Don Donald José es originario de Managua, su estado civil es soltero, con dos hijos de estudio todavía, se desempeña como agente de seguridad en una empresa del estado, durante siete años, es una persona con buenos valores morales.

Don Donald José se presento a esta oficina de Ceprodel para solicitar un crédito para compra de bloque, cemento y pago de mano de obra, para un anexo de un cuarto, ya que uno de sus sueños es llegar a tener una casa con todas las condiciones adecuadas.

Confía en Dios que los inversionistas de Kiva financien su crédito a través de Ceprodel, ya que solo por medio de estos se pueden cumplir los sueños en la vida de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 43
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Donald José to buy construction materials.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 9, 2013
Currency Exchange Loss:
Jul 18, 2014