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Teresa De Jesus Group
In this Group: Yanet, Teresa De Jesus, Carmen Marcia, Carmen Rocio, Sabino, Josefa, Arminda Margarita, Phallcha Lourdes, Marcos Antonio, Nely*, Maywa Cecilia, Tina Zeleide, Miguel Angel, Deliana*, Roger, Juvenal
* not pictured
The Teresa de Jesus community bank is located in the district of Cusco, which is part of the province and department of Cusco.

Yanet is a member of the group. She is single, 42 years old, and has two children. She works selling clothing and underwear such as undershirts, socks, and underwear. She sells independently by bringing the clothing to different stores. She works from 8:00am until 6:00pm. She has been doing this work for eight years and it is going very well. Her dream is to expand her business. She is requesting this loan to purchase socks, underwear, undershirts, as well as sweaters, pants, and coats.

The members who are in the small photos attached to the group photo were taken later because they asked permission to miss the meeting for work reasons. The other members of the group work selling beauty products, selling clothing, at a grocery store, and selling books.

Yanet is grateful to everyone who has been a part of this dream and promises to make her repayments according to the established schedule.
View original language description ↓
Los socios pertenecen al banco comunal “TERESA DE JESUS”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Yanet ella es soltera y tiene 42 años y tiene 2 hijos; La socia trabaja en su negocio de venta de ropas y lencería como polos, medias y truzas, la socia vende en forma independiente llevando a las diferentes tiendas, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m, la socia ya tiene 8 años y le va muy bien, el sueño de la socia es ampliar el negocio de venta de ropas y lencería. La socia solicita el crédito para comprar medias, truzas y polos y también chompas, pantalones y casacas.

Los socios que estan pegados a la foto grupal se les tomo despues la foto porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de venta de productos de belleza, negocio de venta de ropa, negocio de tienda de abarrotes y negocio de venta de librería.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 113
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Teresa De Jesus Group's $5,975 loan helped a member to purchase socks, underwear, undershirts, sweaters, pants, and coats.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 11, 2013
Currency Exchange Loss:
Sep 17, 2013