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Silvio Antonio
Sr. Silvio Antonio lives in the city of Managua, where he has been working as a tax collector for 12 years at a shopping center in the capital. He works from 8:00 A.M to 5:00 P.M. Silvio does his best to help his family get ahead and to prepare his children professionally.

Don Silvio is requesting a Kiva loan so that he can invest in the purchase of construction materials such as blocks, sand, and cement in order to make improvements to his home. This will provide greater comfort and security for his family.

View original language description ↓
El señor Silvio Antonio vive en la cuidad de Managua trabaja como recaudador de impuestos de un centro de compra de la capital desde hace 12 años.

donde trabaja desde las 8 am hasta las 5 de la tarde su mayor esfuerzo lo hace por sacar adelante a su familia , preparar a sus hijos profesionalmente.

Don Silvio está solicitando a kiva un crédito para invertirlo en la compra de materiales de construcción como bloque arena, cemento para realizarle mejoras a su vivienda para darle mayor comodidad y seguridad a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Silvio Antonio to buy construction materials for making home improvements.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 9, 2013
Currency Exchange Loss:
Jul 18, 2014