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Bayardo Esteban
Bayardo’s a very well-known person in the district he lives in. He’s 63 years of age, married and has four children who are all independent adults now and who help out their parents economically however they can.

Bayardo and his wife work raising livestock; he’s spent most of his life in this activity that is his only source of income. He’s asking for this loan in order to make improvements to the farm. He’s asking for this financial support in order to get ahead and improve the condition of his farm.
View original language description ↓
Don Bayardo, es una persona bien reconocida en la comarca donde habita, tiene la edad de 63 años, es casado tiene 4 hijos todos mayores de edad e independientes, quienes le ayudan en lo que pueden económicamente a sus padres, don Bayardo trabaja en conjunto con su esposa en la ganadería en donde la mayor parte de su vida la ha dedicado a esta actividad que es su único medio de ingresos. Solicita este crédito para mejoras de cerca de la finca, por lo que solicita este apoyo de financiamiento para poder salir adelante y mejorar las condiciones de su finca.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Bayardo Esteban to buy barbed wire fencing and fence posts.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 9, 2013
Currency Exchange Loss:
Jan 18, 2014