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Concepción De María
Concepción lives in the city of Managua and works as a librarian in one of Managua’s universities; she’s married and has four school-age children in her care. She’s asking for a loan to pay for medical expenses and to buy medicine. She states her gratitude to Kiva and Ceprodel because she used her previous loan to do some home improvements providing more comfort for her family.
View original language description ↓
La señora concepción vive en la cuidad de Managua trabaja como bibliotecaria en una universidad de Managua casada con 4 hijos a su cargo en edad escolar.

doña concepción está solicitando un crédito para gastos médicos y compra de medicamentos.

La señora también manifiesta su agradecimiento hacia kiva y ceprodel ya que en el crédito anterior lo utilizo para mejorar su vivienda para darle mejor comodidad a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Concepción De María to pay for medical expenses.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 9, 2013
Currency Exchange Loss:
Jan 30, 2015