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Maritza Del Carmen
Maritza del Carmen is a 39-year-old, single mother of two minor children who are school-age. Despite being a single mother she’s tried to give her children the best; she’s striven to move them forward instilling them with good values and education.

She works as an administrator in an institution in the same town, a profession that’s made it possible for her to improve her home’s conditions where today she’s able to provide better living conditions for her family. She dreams with seeing her two children prepared so that they can fend for themselves in life in future.

At present, she’s asking Ceprodel for a loan to improve her health since she’s been feeling poorly and she plans to use it to pay for medical consultations and to buy medicine since health is life’s main wealth in order to work well and so that her children will have her for long years to come with God’s help.

She feels very grateful to Kiva and Ceprodel for the support they have provided her with during these years and for the loans they’ve financed that have helped her improve her standard of living.
View original language description ↓
Maritza del Carmen es una mujer de 39 años, madre soltera de dos hijos menores en edad escolar. A pesar de ser madre soltera ha tratado de darle lo mejor a sus hijos, ha luchado por sacarlos adelante y dotarlos de buenos principios, de educación.

Se desempeña como Administradora en una Institución del mismo municipio, profesión que le ha permitido mejorar las condiciones de su vivienda donde hoy le brinda a su familia mejores condiciones de vida. Sueña con ver preparados a sus dos hijos para que en un futuro se defiendan solos en la vida.

En este momento está solicitando un crédito en Ceprodel para mejorar su salud ya que se ha sentido mal con el cual piensa pagar consultas médicas y compra de medicina, ya que la salud es la primera riqueza de la vida, para rendir mejor en su trabajo y que sus hijos la tengan por largos años con la ayuda de Dios.

Se siente muy agradecida con Kiva y Ceprodel por el apoyo que le han brindado durante estos años y los créditos que la han financiado los cuales le han ayudado a mejorar su nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Maritza Del Carmen to pay for medical consultations and for medicine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 9, 2013
Currency Exchange Loss:
May 17, 2014