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Yerlin José
Yerlin José, 28, is a young man from the town of El Sauce; his wife is his only dependent. He works as a security guard for a firm in said town and despite earning very little he does his work with dedication and responsibly since this job makes it possible for him to provide daily bread for his home.

Yerlin, like all young men, dreams with having a family with children and a house with all adequate living conditions but with the little he earns he’s only able to barely support his home.

He currently needs a loan to improve his wife’s health because she’s been feeling poorly which is why he’s asking Ceprodel for a loan to buy medicine and to pay for an ultrasound.

He asks God and Kiva lenders to support his loan application so that his wife’s health may improve because these loans are of great help for people of scarce resources who very often don’t’ have enough to cover these necessary costs.
View original language description ↓
Yerlin José es un joven de 28 años, originario del municipio de El Sauce, a cargo solamente de su esposa, se dedica a laborar como guarda de seguridad en una empresa de dicho municipio y a pesar de ganar tan poco realiza su labor con dedicación y responsabilidad, ya que este oficio le permite llevar el pan de cada día a su hogar.

Yerlin como todo joven sueña con tener una familia con hijos y una casa con todas las condiciones adecuadas pero con lo poco que gana solamente le alcanza para el sustento de su hogar.

En este momento tiene la necesidad de un crédito para mejorar la salud de su esposa ya que se ha sentido mal por lo que lo está solicitando en Ceprodel para la compra de medicamentos y realización de ultrasonidos.

Pide a Dios y a los inversionistas de Kiva para que le apoyen con esta solicitud y con esto que mejore la salud de su esposa, ya que estos financiamientos son de gran ayuda para las personas de escasos recursos que muchas veces no tienen para cubrir estos gastos necesarios.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 85
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Yerlin José to buy medicine and pay for an ultrasound.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 9, 2013
Currency Exchange Loss:
May 17, 2014