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Dania María
Young Dania María comes from the town of El Sauce. She is single and has a Bachelor's degree in Education. Thanks to her father's efforts, despite their poverty, and at the cost of great sacrifices, she was able to study in order to have a profession. This young woman of strong moral principles is very keen on doing her best, which is why she managed to graduate and now enjoys a better standard of living. She teaches Spanish in a secondary school. She loves her job, and she loves to do it well, all the more so because her livelihood depends on it and it helps her take care of her father, to whom she owes a great debt. Dania María asks field partner Ceprodel for a loan in order to pay for her university fees, since she decided to enrol in order to get a second diploma to have a better curriculum vitae and improve her economic standing. She hopes and trusts in God that her story will inspire Kiva lenders to help her invest in her future.
View original language description ↓
La joven Dania María es originaria del municipio de El Sauce, soltera, se graduó como Licenciada en ciencias de la educación, gracias al esfuerzo de su padre hoy es una joven de buenos principios que se preparó profesionalmente aun con grandes sacrificios y bajo pobreza pero con deseo de superación logró culminar su carrera que le ha ayudado a tener un mejor nivel de vida.

Hoy labora como maestra de secundaria donde imparte la materia de Español y es algo que le gusta hacer con dedicación porque además es el trabajo que le permite llevar el pan de cada día a su hogar y cuidar de su padre a quien le debe mucho.

Está solicitando un crédito en Ceprodel para pagar el arancel de la universidad, ya que está estudiando otra carrera universitaria con el fin de tener un mejor curriculum y con esto un mejor desarrollo económico.

Espera y confía en Dios para tocar los corazones de los inversionistas de Kiva para que aprueben su solicitud y llevar a cabo su inversión.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Dania María to pay for her university fees.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 9, 2013
Currency Exchange Loss:
Jul 18, 2014