A loan of $1,500 helped a member to purchase sufficient cloth for sewing mosquito nets and stock for shop.


Nongpok Leima Women Group's story

Nirmala is pictured with her hand raised, and she is the featured borrower for Nongpok Leima Group. She has a nuclear family with only a boy and a girl. Her husband runs a shop in the main town market and sells essential household supplies. She also helps in running the shop and on the other hand she is engaged in tailoring. She tailors different designs of mosquito net. Although her husband and she hold a graduate degree, there is very little opportunity for filling a job vacancy in the state government. Therefore both of them decided to do what it takes to survive.

Nirmala tailors and sells different types of mosquito nets to the women vendors in the town market and in the city market. She also gets supplies from other tailors; she supplies sewing/tailoring materials to these tailors and pays their wages once the nets are stitched and finished. With the assistance of the other tailors, she can also produce three or four mosquito nets maximum in a day. Her income has increased with time and she makes good sales during the festival season.

Nirmala equipped herself with the required sewing/tailoring materials and also informs the other tailors before the busy days begin, i.e., the festival season. The demand is high and the supply usually is short if one does not pre-plan because the embroidered mosquito net is used as a special gift on many occasions. Every single house in the state celebrates the festival during this season, so a gift is a must for every household which is a great advantage for business.

With the profits she also stocks her husband's shops with more variety and also makes her loan repayment successfully. She also joined a local Investment Body wherein one deposits a stipulated amount of money on daily basis and once it is mature, one can get back the amount with interest. Besides this she also joined a group savings with the other group members.

With the Kiva Loan, she will purchase more supplies for tailored mosquito nets and refill stock to sell in the shop. She wants to invest in the shop because she wants to expand the shop in the future. Her husband is a good businessman and careful with money, therefore she believes that both of them can work hard and be successful in their business. The rest of the group members are also engaged in weaving and tailoring. Nirmala says, “Thank You, Kiva”!

In this group: K.indumukhi, K.shantikumari, Kh.ibetombi, M.arnapuna, M.nirmala, K.rashi, Jamuna, M.shantikumari
*not pictured



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