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Wito Group
In this Group: Deogratias, Andrea, Mwinyiheri, Nyangaza, Thodory, Ernest, Aliko, Jeremia, Zakayo, Athuman
Deogratias, who is in his mid 40s, is a married man with four children, three of whom are in school, and the remaining one is still small. For a period of three years now, Deogratias has been operating a grocery business, often offering different drinks, both alcoholic and soft drinks. He is doing fine in this field and his family is also. He works from 3:00pm to 11:00pm daily and is able to make a good profit per month.

This will be his third loan request from Tujijenge Tanzania. With the previous loans, he increased his business inventory, and he has paid back all his loans successfully. With the interest earned, he bought another plot of land and covered home expenses and school fees. He will use this loan to restock more drinks and pay for toilet repair at his business. He dreams of having a nice guesthouse for business expansion.

He will share this loan with his loan group "WITO" which totals 10 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 50
    View loans »
    Tanzania Loans Fundraising
  • $15,714,475
    Funds lent in using Kiva
  • 1,625.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Wito Group's $3,025 loan helped a member to restock more drinks and pay for toilet repair at his business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 6, 2013
May 10, 2013
Currency Exchange Loss:
Sep 17, 2013