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Mohamed T.
Mohamed is a 35-year-old man who is a native of Magburaka, a town in northern Sierra Leone. He is married and has eight children. Three of his children are attending primary school and five are attending secondary school.

Mohamed has worked in a sugar-producing company for 10 years. In addition to his work at the company, he is also an agriculturist and a businessman.

Mohamed has come to SMT, a partner of, to apply for a loan of SLL 2,750,000 in order to meet his most immediate and most pressing financial needs. And the end of each month, he can easily repay the loan, using his monthly salary. It is the company’s financial manager who deducts his repayments and repays SMT/Kiva lenders on his behalf.

He is going to invest part of this loan in agriculture and part in business. He will buy gara producing materials like ink, caustic soda, powder, etc., for the production of a larger quantity of gara cloth (traditional dyed cloth) for sale.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,328.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Mohamed T. to buy materials like ink, caustic soda, powder, etc. for the production of a larger quantity of gara cloth for sale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 10, 2013
Currency Exchange Loss:
Feb 17, 2014