Belinda is a married woman. She has two children. She describes herself as focused. She operates a transport business where she transports customers from one place to another. She has been involved in this business for two years. Her business is located in an area with many customers. She describes her biggest business challenge to be police crackdowns. She will use the KES 20,000 loan to to buy spares for repairing her taxi. Her business goal is to have a big business within five years.