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Shamshad is a 43-year-old, very kind, honest and hardworking person. He belongs to a poor family. He lives in Lahore, Pakistan. He is a father of three sons and three daughters.

Since 1992, he has been running a small shop in the small market near his house, which is the only source of income for the family. He makes rickshaw steel bodies. He has requested for a loan from Kiva's partner BRAC Pakistan to purchase steel rods and iron sheets for his business. He is feeling confident after taking this loan. He is thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 320
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Shamshad to purchase steel rods and iron sheets for making rickshaw steel bodies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 3, 2013
May 9, 2013
Currency Exchange Loss:
Jun 17, 2014