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Elmurod is a young and energetic man, who has a large family: He is the father of four children. He studied well at school and entered the pedagogical faculty of the university. After finishing university he took a job at a village school. He taught studiously and very much wanted the village children to be literate and well-educated. But because the teaching salary was small, and not enough for living, he was forced to leave the job.

Currently he works with livestock breeding and dekhan farming. He grows watermelon, cantaloupe and other vegetables, and sells them mainly at the local market and stores them for himself for the winter. On his plot he also fattens cattle, and therefore he would like to purchase two more heads of livestock for the loan received.
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Элмурод молодой энергичный мужчина, имеет большую семью, он отец четырех детей. Он в школе учился хорошо и поступил в университет на педагогический факультет. После окончания университета устроился на работу в сельской школе. Он старательно преподавал и очень хотел, чтобы дети односельчан были грамотными и образованными. Но из-за того, что зарплата учителей маленькая и не хватает на жизнь он был вынужден оставить работу. Он сейчас занимается и животноводством и дехканским хозяйством. Выращивает арбуз, дыню и другие овощи, продает в основном на местном рынке и запасает себе на зиму. В своем участке также откармливает скот, поэтому на полученную сумму хочет купить еще две головы скота.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 218
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Elmurod to purchase livestock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 12, 2013
Currency Exchange Loss:
Jan 17, 2014