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Emilsse Nadiheska
Emilsse Nadiheska is a young 26-year-old who lives in a neighbourhood of Managua in her parents' home. She is a single mother with a child in her care. She works at a private university where she has been employed as a secretary for two years.

She came to the Ceprodel office to ask for a loan to buy construction materials like blocks, cement, and iron, so that she can construct a small dining room and have more comfort.

With this financing, she hopes to be able to invest and continue to support her parents in the construction. She awaits the opportunity that it can bring her, to make some of her dreams a reality. She is thankful for the help in improving her quality of life.
View original language description ↓
Emilsse Nadiheska es una joven de 26 años que habita en un barrio de Managua, en casa de sus padres, ella es madre soltera con un hijo bajo su cargo, es trabajadora de una universidad privada donde se desempeña como secretaria hace dos años.

Se presento a la oficina de CEPRODEL para solicitar un crédito para la compra de materiales de construcción tales como, bloque, cemento, hierro para poder construir una pequeña sala del comedor para tener mejor comodidad.

Espera con este financiamiento poder invertirlo y seguir apoyando a sus padres en la construcción y espera la oportunidad que le puedan brindarle, para poder hacer realidad unos de sus sueños y agradece la ayuda para mejor su nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 34
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Emilsse Nadiheska to buy construction supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 9, 2013
Currency Exchange Loss:
Apr 16, 2014