Update on Juana CandelariaJuana is 41 years old and lives with her husband in a home of her own. She sells empanadas and plantains on foot, through the neighborhoods close to her home. With these sales and her husband’s help, she is able to cover the household expenses. Juana is asking for this loan so she can buy what she needs to make empanadas, such as milk, beans, plantains, cooking oil, and other ingredients, so that she can have more customers and be able to have better earnings and better financial stability.
Previous Loan DetailsJuana Candelaria is 39 years old and lives with her husband, Manuel who is 35, and their 14 year old son in a family home. Juana is an enterprising and hardworking woman. Some years ago she decided to start her own small business in her home. The business is a small store and with much work and d... More from Juana Candelaria's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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