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My name is Manuel, I am 45 years old and live in San Miguel Teotongo. I am a widower.

I live in a house with my daughter who will soon be 18, my son who is 13, and my mother who is an old person. My mother helps me take care of my sons.

I would like to mention that on one hand, I´m an excellent baker and in the other that my sons are excellent students. My biggest accomplishment is that I have been able to take care of my children and my mother.

My bakery is called, Amparito, that is the name of my mother, and I want to be known as the best baker in the neighborhood.

I have been baking bread for over 25 years, I purchase the inputs in large quantities and later bake chocolate and sugar donuts and sell them in the street of my neighbourhood. I also earn additional income by working as a mason and blacksmith.

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.

About Mexico

  • $15,600
    Average annual income
  • 64
    View loans »
    Mexico Loans Fundraising
  • $22,287,650
    Funds lent in using Kiva
  • 12.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Manuel reopen his bakery by financing the fixing of his shop and inputs to bake bread.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 7, 2013
May 6, 2013
Currency Exchange Loss:
Nov 17, 2013