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Sophie's Group
In this Group: Sophie , Guédé, Anna Sagar, Poth, Ndeye , Anne Marie , Soukeye
The Banc Villageois was set up on 27th May 1997, and the group is made up of seven women who live in the same village and are all traders. It is on its 31st loan.

Sophie is the representative of the group and she is the one with her hand raised in the photo. She is 65 years old and mother to ten children: seven boys and three girls, who are all adults now. The eldest is 46 years old and the youngest 21. She does poultry farming but also sells drinks and fruit juice in the village and from her home.

With her loan she is planning to invest 225,000 francs in poultry farming and 200,000 francs in drinks and fruit juice (that is to say monkey bread, sugar, sachets of powdered juice). She has a loyal and solvent customer base where she lives, and furthermore, she creates employment for the young people in the village who fill up ice boxes with the sachets of juice and go round the village selling them.

With the profits she helps her husband with the daily household expenses. She also helps her children who have remained in the village and have not yet found work.
View original language description ↓
le banc villageois a été créé le 27 mai 1997. le groupe est composé de 7 femmes qui habitent le même village et qui font toute le commerce. il est a son 31éme prêt.
Sophie est la représentante du groupe,c'est elle qui a levé sa main sur la photo,elle a 65 ans, marié et mère de 10 enfants dont 7 garçons te 3 filles tous majeurs.l'ainé a 46 ans et le cadet 21 ans.elle fait de l'aviculture et du commerce de boisson et de jus de fruit dans le village et dans sa domicile.
Avec son prêt elle compte mettre 225000f dans l'aviculture et 200000f dans le commerce de boisson et de jus de fruit a savoir( pain de singe,sucre , sachet de jus en poudre ). Elle a une clientèle fidèle et solvable dans sa localité,en plus elle crée de l’emploie pour les jeunes du village qui remplissent les sachets de jus dans des glacière pour les vendre en faisant le tour des village .
Avec ses bénéfices elle aide son marie dans les dépenses quotidiennes de la maison.Elle aide aussi ses enfants qui sont restés dans le village et qui n'ont pas encore trouvé de travail.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 499.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophie's Group's $5,925 loan helped a member to buy 100 chickens for 150,000 francs, 15 crates of drinks for 150,000 francs, one sack of sugar for 30,000 francs, two packets of powdered juice for 5,000 francs, chicken food for 75,000 francs and 15,000 francs worth of monkey bread.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 25, 2013
May 7, 2013
Currency Exchange Loss:
Nov 17, 2013