On his own initiative and with much effort and dedication, Pedro works as a laborer for a municipal firm in his city and in addition sells clothes in the evenings in a small stand he has in a small market. Pedro works every day for about 12 hours and thinks he does well because of the good way he works and the kind treatment he provides his customers.
Pedro is very grateful to Kiva lenders because thanks to the support provided he will be able to buy a larger amount and variety of clothe that will be very useful for him to stock his business thus attracting more customers. Pedro will thus be able to continue working and striving to reach his greatest dream: to own a small firm.
Por iniciativa propia, con mucho empeño y dedicación, Pedro trabaja como obrero en una empresa municipal de su ciudad, adicionalmente por las tardes trabaja vendiendo ropa en un pequeño puesto de ventas que tiene en un mercadillo, Pedro trabaja todos los días por un aproximado de 12 horas y cree que le va bien por su buen desempeño y por el trato amble que brinda a sus clientes.
Pedro se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad y variedad de prendas de vestir, los cuales le servirán de mucho para abastecer su negocio y atender a mas clientes, así pues Pedro seguirá trabajando y esforzándose para lograr su gran sueño de tener una pequeña empresa.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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