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Charles is a 43-year-old man with a wife and 10 children. He deals in agriculture and mostly grows ginger, although he also grows beans and coffee. He has been farming since 1994. His clients are his fellow farmers who buy in bulk. He also runs a veterinary shop. He started the veterinary shop to supplement his income since he needs a lot to take care of his large family. He sells cereals and pesticides in his veterinary shop. His main challenge is the seasonal nature of his business. He hopes to buy more hectares of land to improve his ginger production. He also plans to educate all of his children. With this loan, he wants to buy pesticides for spraying his ginger gardens.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 93
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,563.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Charles to buy pesticides for spraying his ginger gardens.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 18, 2013
May 15, 2013
Currency Exchange Loss:
Nov 17, 2013