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Ms. Gulfareen is a 44-year-old married woman. She is a very talented lady and excels in her work of stitching. She has received a lot of appreciation from her community. She accepted the fact that if her husband alone works for the family, they will not be able to meet the expenses of their house and the educational needs of their only child. At this time, she is working hard to continually provide income for their everyday expenses.

Gulfareen has now requested a loan of 30,000 Pakistan Rupees (PKR) to purchase more spools of thread, along with packs of buttons, zippers, and laces in various colors. In this way she will be able to meet the increasing demands of her customers. Her regular customers are her neighbors and the local community.

Gulfareen hopes to grow her business and dreams of giving a good and quality education to her child through all her hard work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 220
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Gulfareen to purchase more spools of thread, along with packs of buttons, zippers, and laces in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 8, 2013
Currency Exchange Loss:
Feb 17, 2014