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Juma is a permanent resident of Mitooma district. He is married with six children and three other dependents from his sister. Juma barely makes enough just to feed the children. He grew up without parents since both died when he was young, making his life difficult. Being pushed by the need to survive, he started coffee farming on a small scale on the land he inherited from his parents. Because he was hard working, he used his little savings to buy more land that enabled him to grow more coffee. This business has grown, giving him an opportunity to support his family and dependents. He is requesting a loan of 3000000 UGX to complete his simple house to accommodate his family.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 123
    View loans »
    Uganda Loans Fundraising
  • $33,817,625
    Funds lent in using Kiva
  • 2,563.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Juma to complete construction of his house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 8, 2013
May 8, 2013
Currency Exchange Loss:
Oct 17, 2014