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Musarat is a 35-year-old married woman who has been doing a business of milk sales for the past year. She has many cows with milk. She sells their milk to many of her neighbors, along with butter that she prepares from the milk. Her husband is a private employee but the income of her husband is not sufficient to meet all the expenses of the family members alone. She is the mother of two children and is very motivated to provide them a beautiful life with good education, food and clothing. In order to increase her sales she requested a loan of PKR 25000 to purchase one more cow with milk. She expects a boost in her earnings and dreams of providing a quality education for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 246
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Musarat to purchase one more cow with milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 8, 2013
Currency Exchange Loss:
May 17, 2014