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Naomi is one of the newest members of Babban Gona. Naomi saw fellow women do well in Babban Gona last year and so she joined this year. She is particularly excited about the opportunity to triple her yields and income this season. Through a Babban Gona loan, Naomi will receive improved seeds, high quality unadulterated fertilizer, and other inputs. With seven children to look after, Naomi is excited to earn substantial profits from her plot. In the upcoming years she hopes to scale and earn enough to give all of her children a tertiary education such that they can grow up to impact the lives of others.

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 219
    View loans »
    Nigeria Loans Fundraising
  • $6,543,750
    Funds lent in using Kiva
  • 158.0
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Naomi to access agricultural inputs and technologies that increase maize yields and ultimately farmer profitability.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2013
May 13, 2013
Currency Exchange Loss:
Feb 25, 2014