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Zubaida is a 43-year-old responsible housewife. She lives in Rawalpindi Pakistan with her husband, two daughters and two sons. Her husband is working in a wood shop. He has a very low salary, and it is very difficult for them to manage the household expenses; they are facing many problems in life.

Since 2001, Zubaida has been running a small general store to generate a second source of income for her family. She has requested a loan from Kiva’s partner, BRAC Pakistan, to expand her business. She wants to buy a variety of goods like milk, sugar, rice, soap, detergent, creams etc. She wants to introduce some new items in her general store in order to fulfill the increasing demands of customers and to increase her savings.

Zubaida would reinvest the profit amount in her general store and a part of it to pay her household expenses and for the education of her children. She is very thankful to Kiva and BRAC Pakistan for their support. She is very hopeful that the loan will be a productive one for her.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 261
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Zubaida to purchase a variety of goods for her general store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 8, 2013
Currency Exchange Loss:
Mar 17, 2014