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Monica is single and the mother of 2 children, 1 of whom attends School. She lives in a house she owns and supports her mother who lives with her.

She's a maid and also has houses to rent. With this loan she plans to buy construction material (cement, iron, sand, stone and others) to continue the building of her house.

In future, Monica hopes to finish her house and acquire a vehicle for personal transportation. To this end she commits to duly paying off the loan so as to solicit further loans from Hluvuku.

Her challenge is to work even more and invest in land to farm and increase her income.
View original language description ↓
Solteira e mãe de 2 filhos, dos quais 1 frequenta Escola, vive na casa própria e sustenta a sua mãe que vive com ela.
É doméstica e tem casas de aluguer e com o presente empréstimo pretende comprar material de construção (cimento, ferro, areia, pedra, e outros), para dar continuidade a obra da sua casa.
No futuro deseja concluir a sua casa e adquirir uma viatura para o transporte pessoal, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é trabalhar mais e investir numa machamba para produzir hortícolas e aumentar a sua renda.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 54
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 29.9
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Monica buy construction material (cement, iron, sand, stone and others) to continue the building of her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 8, 2013
Currency Exchange Loss:
May 17, 2014