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Alberto is married and has two children, one of whom attends school. He lives in a house that he owns and doesn't support anyone else.
He works in a hospital as a security guard. With the current loan he intends to purchase construction supplies (cement, window frames, doors, beams, etc.) in order to continue building his house.
His wish for the future is to finish building and furnishing his house, so that his family will be more comfortable. For that reason he pledges to repay the loan as scheduled, so he can request more loans from Hluvuku.
The challenge he faces is growing professionally in order to earn more. Another challenge is obtaining enough loans to accomplish his projects.
View original language description ↓
Casado e pai de 2 filhos, dos quais 1 frequenta Escola, vive na casa própria e não sustenta mais ninguém.
É segurança num hospital e com o presente empréstimo pretende comprar material de construção (cimento, janelas, portas, barrotes, e outros), para dar continuidade a obra da sua casa.
No futuro deseja concluir a sua casa e mobilar para dar mais conforto a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é de crescer profissionalmente para ganhar mais e obter créditos suficientes para realizar os seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 39
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 29.9
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Alberto to purchase construction supplies (cement, window frames, doors, beams, etc.) in order to continue building his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 7, 2013
Currency Exchange Loss:
Jun 17, 2014