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Goncalves is married and has three children who attend school. He lives in a house that he owns and also supports a niece who lives with him.
He's a merchant who sells various products. With the current loan he intends to purchase construction supplies (cement, iron, sand, rocks, etc.) in order to continue building his house.
His wish for the future is to finish his house and to purchase a vehicle for personal transportation. For that reason he pledges to repay the loan as scheduled, so he can request more loans from Hluvuku.
The challenge he faces is working harder and expanding his business so that he can accomplish all his projects.
View original language description ↓
Casado e pai de 3 filhos, que frequentam Escola, vive na casa própria e sustenta mais uma sobrinha que vive com ela.
É comerciante vende produtos diversos e com o presente empréstimo pretende comprar material de construção (cimento, ferro, areia, pedra, e outros), para dar continuidade a obra da sua casa.
No futuro deseja concluir a sua casa e adquirir uma viatura para o transporte pessoal, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é de trabalhar mais e fazer crescer o seu negócio para realizar todos seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 39
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 29.9
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Goncalves to purchase construction supplies (cement, iron, sand, rocks, etc.) in order to continue building his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 6, 2013
Currency Exchange Loss:
Sep 17, 2013