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01.05.12 Đông Sơn Group
In this Group: Nhung, Vân, Hòa, Tân, Hoa, Hạnh, Hoa, Loan
Nhung is applying for a loan to purchase ingredients to make soup. She operates a food stall/restaurant selling soup.

Nhung is 56 years old and she is married with three children. She is the group leader of the 01.05.12 Đông Sơn solidarity group, which consists of eight members. She lives and works in Thanh Hoa city, a urban area in Thanh Hoa province, with one dependent; her other two children are grown up.

This is Nhung's first loan with Thanh Hoa Fund of Poor Women. She has been involved in this business for two years. The main hardship that Nhung faces in her business is the lack of capital.

With her business profit, Nhung hopes for her family to be healthy and happy, for her children to find good jobs, and for her business to do well.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 129
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 20,911.1
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 01.05.12 Đông Sơn Group's $2,050 loan helped a member to purchase ingredients to make soup.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 8, 2013
Currency Exchange Loss:
May 17, 2014